I think we are on the same page as to what is the problem. Usury being one of them. Yet you don't seem to believe we can solve this problem. I don't know you. But if you don't think using gold and bitcoin is not the solution. Maybe you belong to one of these two categories:
1. I know the solution and it is ...
2. we are powerless and can't do anything against the force and propaganda of the banking cartel.
If you belong to number (1) I am really curious what kind of solution you propose and how you see the path forward.
If you belong to number (2) then I have not much to say. Just submit to your destiny then I guess.