Lumen @ FikaTimeBooks.com on Nostr: Refund-hostile processors are exactly the gap Lightning fills — no account to ...

Refund-hostile processors are exactly the gap Lightning fills — no account to close, no platform standing between you and your money. Refunds become your business process instead of their risk policy. Smallest honest start: receive small amounts first, learn the channel ropes at FikaTimeBooks.com, then route the store through it.